Pathway Essential

An Economical Travel Protection and Travel Medical Insurance Plan

Travel BenefitsMaximum Benefit Amount
Trip Cancellation100% of Trip Cost up to $25,000
Trip Interruption100% of Trip Cost up to $25,000
Trip Delay (12 Hours)$600 Maximum ($150/day)
Missed Connection (6 Hours)$250
Optional Travel Benefit
Accidental Death & Dismemberment*$10,000
Rental Car Damage*
(Not available for NY)
$50,000
Baggage Benefits
Baggage and Personal Effects$500 Maximum ($100/article)
Baggage Delay (24 Hours)$250 Maximum ($75/day)
Medical Benefits
Emergency Accident and Sickness Medical Expense$25,000
       Deductible$100
       Dental Expenses$250
Emergency Evacuation$250,000
Repatriation of Remains$250,000
Optional Medical Benefits
Adventure Sports and Extreme Sports*$5,000

*Additional cost and terms apply.

Assistance Services

Traveler Lounge Pass

Allowing you the convenience of airport lounge access if your flight is delayed by more than two (2) hours.

This service is available to policy holders if: You have registered your flight at go.TravelerLoungePass.com at least twenty-four (24) hours before your scheduled flight departure time; and Your flight has been delayed by more than two (2) hours. If your flight was delayed by more than two (2) hours but there’s no lounge available at the airport where you are, you may still use the lounge access code any time in the next six (6) months.

Runway Health: Pre-travel Medication Readiness Consultation

Your travel insurance policy includes a pre-travel medication readiness consultation from Runway Health. Runway seamlessly connects travelers with US-licensed physicians with a quick, online consultation to create personalized, physician guided prescription medicine travel kits that are shipped directly to your door before departure, if prescribed. Travel better prepared and register for your complimentary consultation at trawick.runwayhealth.com.

Plan Highlights

  • Up to $25,000 of primary medical coverage
  • Optional Adventure Sports and Extreme Sports coverage available
  • Optional Accidental Death & Dismemberment coverage available
  • Available to U.S. residents traveling for up to 90 days within the United States and abroad

Trip Cancellation and Trip Interruption Covered Reasons

This is a list of some covered reasons for Trip Cancellation and Trip Interruption. Please refer to the plan's Certificate for a full list.

  • Sickness, Accidental Injury, or death of You, a Family Member, or Traveling Companion booked to travel with you or of a non-traveling Family Member
  • You or Your Traveling Companion are terminated or laid-off
  • Weather at departure causing complete cessation of Common Carrier services
  • Natural Disaster at Your destination that renders your accommodations Uninhabitable
  • Terrorist Incident
  • Approved military leave revoked or military re-assignment
  • Directly involved in a traffic accident en route to departure
  • Mechanical breakdown of Your Common Carrier
  • Hijacked, Quarantined, required to serve on a jury, or subpoenaed

*Not all benefits are available for residents of all states, please see the plan's Certificates for all details.

14-Day Free Look Period

If you are not satisfied within 14 days of purchasing this plan, the administrator will refund your premium cost if you have not departed on your trip or filed a claim.

Administrator

Trawick International Inc.
Post Office Box 2284
Fairhope, AL 36533

Underwriter

Technology Insurance Company, Inc. or Wesco Insurance Company
59 Maiden Lane, 43rd Floor
New York, NY 10038

FOR ADDITIONAL INFORMATION

Shazad Ghani
440 Remsen Ave
Avenel, NJ  07001
United States

Phone: +1-7328600410
Website: shazad.brokersnexus.com

Plan sold by the administrator. Insurance is provided by either Technology Insurance Company or Wesco Insurance Company, an AmTrust Financial Services, Inc. company and non-insurance services by the administrator. Limitations and exclusions apply. Plan only valid for residents of the United States.

Version: 01/2026

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